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Baccarat Rules

Baccarat rules...the high rollers favorite casino game

If you`re looking for a game that returns pretty well, and doesn`t require too much concentration, then baccarat is your game. All you really need to do is decide how much you want to bet, make your bet selection from the 3 available, and let the dealer do the rest. Baccarat is also a traditional favorite of the high rollers, so bet limits for this game are generally pretty high.

The rules of the game are simple...

  • Number cards less than 10 are worth face value, the Ace is worth 1 and 10`s and picture cards are worth 0.

  • The game starts with the player placing a bet in the `player`, `banker`, or `tie` boxes...now the dealer does the rest. In baccarat, `banker` and `player` refer to bet options rather than game participants.

  • Once bets are own, 2 cards are dealt to the `banker` and 2 cards are dealt to the `player`. The value of the 2 card hand is equal to the right digit of the 2 card sum. 5 and 7 = 2, Ace and 10 =1, 3 and 4 =7 and so on.

  • A third card may be dealt to the player and/or banker according to the following rules:
    - (overriding rule) where either player or banker has a score of 8 or 9, no further cards are dealt.
    - where the player`s total is 5 or less, the player hits, otherwise the player stands.
    - if the player stands, the banker must hit on 5 or less. If the player hits, then the banker will hit or stands according to the following chart:

Banker`s
Score

Player`s Third Card

0

1

2

3

4

5

6

7

8

9

7

S

S

S

S

S

S

S

S

S

S

6

S

S

S

S

S

S

H

H

S

S

5

S

S

S

S

H

H

H

H

S

S

4

S

S

H

H

H

H

H

H

S

S

3

H

H

H

H

H

H

H

H

S

H

2

H

H

H

H

H

H

H

H

H

H

1

H

H

H

H

H

H

H

H

H

H

0

H

H

H

H

H

H

H

H

H

H

  • Once dealing ends, the highest hand wins. Winning bets on the banker pay 19 to 20 (even money less 5% house commission), winning bets on the player pay even money. Winning bets on a tie usually pay 8 to 1.

Baccarat returns around 99% to the player for player and banker bets, and around 85% on tie bets...so don`t bet on the tie!



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