Pai Gow Rules of the game
The original version of Pai Gow used special dominos and dice. It`s said to be a rather
complicated game, played slow enough to serve as a social event and is
rarely seen in gaming houses outside of Asia.
The modern, Westernized version is played with a deck of 53 cards -- regular deck
plus a Joker -- and uses poker-like hands for ranking. It`s still a complex
game but the changes make it more approachable, as indicated by its success
in casinos throughout the world. And it`s still a rather slow game with
showdowns often resulting in ties. This serves as a fine counterbalance
to the faster playing casino fare, and it allows a player with a modest
stake to last longer at the table than would be possible with other games.
Pai Gow is often a multi-player game where the deal rotates around the table much
like regular Poker. One of the traditional rules is that the dealer also
acts as banker for that hand. In online play all of this is simplified
to the player-vs-house model.
Objective
There are a few additional rules. First, your front hand should not beat your back.
If it does, this is called a "foul" and both hands lose. Second, the Joker
can be used as a wild card to complete a Straight, a Flush, a Straight
Flush or a Royal Flush. Otherwise it is treated as an Ace.
Betting
Betting in most online games is very simple in that you make a single
opening bet and that is the end of it. In some Pai Gow games there are
separate bets for the front and back hands, but this is unusual in on-line
play.
If both hands lose to the dealer, you lose your bet. If both hands win, you win even
money. If one hand wins and the other loses, it`s a push. If your hands
are the same as the dealer`s, called "copies", the dealer wins. Obviously
that`s an attraction of playing dealer/banker in multi-player games. In
such games, you minimize your losses by betting low when you are a player
and being dealer/banker whenever possible.
If the player wins, the house takes a 5% commission: you get $4.75 of a $5 winning bet.
There are a number of issues related to the multi-player games when it comes to
the dealer/banker question. Keep in mind that none of this applies to
typical single-player on-line play.
Dealer/Banker: In multi-player Pai Gow games the bank rotates from person to person,
where a player may pass the deal if they choose. If you want to deal you
must have enough money on the table to broker all other bets made. If
you are uncomfortable with the full risk of banking, another player may
co-bank with you as dealer and the two of you will split the wins and
losses. The house will bank if no player is willing to do it. If a player
is banking, the dealer can be a player, wagering as the banker asks. If
a player is the banker then the dealer will first compare their own hands
to that of the banker and make the appropriate payments. Then the dealer
will take the banker`s cards and compare them to the other players, using
the banker`s money.
Payoff
All wins in Pai Gow are at even money, less the house`s 5% commission.
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